California termite (wood-destroying organism) reports divide findings into Section 1 and Section 2. Knowing the difference tells you what's active and urgent versus what's a condition that could lead to future problems — and shapes who pays for what.
Section 1 vs Section 2
- Section 1: active infestation or existing damage — termites, fungus, dry rot, water-damaged wood. Generally addressed before or as a condition of sale.
- Section 2: conditions that may lead to future infestation or damage — earth-to-wood contact, faulty grade, leaks. Preventive in nature.
How the inspection works
- A licensed pest-control operator inspects accessible wood structures.
- Findings are mapped on a diagram and categorized as Section 1 or 2.
- The report estimates the cost to correct each item.
- Parties negotiate who completes and pays for the work.
- A clearance may be issued after Section 1 work is completed and verified.
Who pays?
There's no fixed rule — responsibility for termite work is negotiable between buyer and seller and often addressed in the purchase agreement or counteroffers. Where a number varies, confirm current figures for your transaction.
This is general information, not legal, tax, or financial advice — consult a licensed professional for your situation.
Why it matters in older Simi Valley homes
Older homes and those with mature landscaping are more prone to earth-to-wood contact and moisture conditions. A clear termite report protects you and can be required by some lenders.
Getting a clearance
After Section 1 work is completed, the operator can reinspect and issue a clearance certificate. Section 2 items are often recommended but not always required for clearance.
Negotiating termite findings
Use the report's Section 1 estimates to negotiate who completes and pays for required work. A clearance can be part of your closing conditions if you and the seller agree.
Frequently Asked Questions
What is Section 1 termite work?
Active infestation or existing damage — live termites, fungus, or dry rot — that needs correction now.
What is Section 2 termite work?
Conditions likely to lead to future problems, such as earth-to-wood contact or drainage issues; these are preventive.
Who pays for termite work in California?
It is negotiable between buyer and seller and typically addressed in the contract. Where a number varies, confirm current figures for your transaction.
Is a termite clearance required?
Some lenders or buyers require it; clearance usually follows completion of Section 1 work.
Does the general home inspector check for termites?
Not always — a licensed pest-control operator performs the wood-destroying-organism inspection.
Are Section 2 items always fixed?
Not necessarily; they are often recommended as preventive measures but may not be required.
