Master-planned new homes come with an HOA. This guide explains how FivePoint Valencia HOA dues typically work, what they fund, and what to verify before you buy.
A FivePoint Valencia home includes HOA dues that fund community amenities and maintenance, and some homesites also sit under a sub-association with its own dues. Confirm the current monthly amount, what it covers, and any second layer directly with the builder/association before you buy. This is separate from Mello-Roos. The Brian Cooper Real Estate Team serves the Santa Clarita Valley from our Simi Valley headquarters.
What the HOA funds
In a large master plan, HOA dues typically support shared amenities (parks, pools, recreation), common-area landscaping and maintenance, and community management. Amenity programs differ by community, so confirm what's actually included today.
Watch for sub-associations
Some homesites belong to both a master association and a smaller sub-association (for a condo, townhome, or specific enclave), each with its own dues. Confirm whether the home you want carries one or two layers and the total monthly cost.
HOA versus Mello-Roos
HOA dues and Mello-Roos are different. HOA dues go to the association for amenities and maintenance; Mello-Roos is a special tax on the property tax bill that repays infrastructure bonds. You may owe both, and we account for both in your monthly budget.
What to verify
- Current monthly master-association dues and what they cover.
- Any sub-association and its dues.
- Reserve study and any planned special assessments.
- CC&Rs and rules that affect your use of the home.
How we help
We confirm the full HOA picture, including any sub-association, review the governing documents, and build the dues into your monthly cost alongside Mello-Roos. The Brian Cooper Real Estate Team serves the Santa Clarita Valley from our Simi Valley headquarters.
Frequently Asked Questions
What do FivePoint HOA dues cover?
Typically shared amenities, common-area landscaping and maintenance, and community management. Programs vary by community, so confirm what's actually included for the specific neighborhood today.
Are HOA dues and Mello-Roos the same?
No. HOA dues go to the association for amenities and maintenance. Mello-Roos is a special tax on the property tax bill repaying infrastructure bonds. You may owe both.
Could my home have two HOA layers?
Possibly. Some homesites sit under both a master association and a smaller sub-association, each with its own dues. Confirm whether your home carries one or two layers and the total.
How much is Mello-Roos here?
There is no single figure. In the SCV, Mello-Roos special taxes are typically higher than in Ventura County and vary by tract and parcel. Review the specific parcel's tax bill and the builder's CFD disclosures to learn the actual annual amount before you commit.
What about interest rates and builder buydowns?
As a general 2026 reference, conventional 30-year rates have run roughly in the 6.5%-7.0% range, and builders sometimes offer rate buydowns that can reach into the high 4s on specific quick-move-in homes through their preferred lender. These offers change frequently and have conditions; verify current terms with the builder and compare against an outside lender.
Are the prices and phases on this page current?
No. This page is general guidance only and intentionally avoids quoting prices, phase availability, floor-plan sizes, completion dates, or incentive specifics, because they change constantly. Confirm all current details directly with the builder.
