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<title>Brian Cooper Real Estate — Ventura &amp; Los Angeles County</title>
<link>https://cooperfamilyrealestate.com/blog</link>
<description>Sourced local market analysis, city guides and buyer/seller guidance across Ventura, Los Angeles, Santa Barbara and Kern counties from Brian Cooper, REALTOR®, eXp Realty.</description>
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<lastBuildDate>Thu, 20 Aug 2026 23:52:36 GMT</lastBuildDate>
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<title>Ventura County Housing Market Report — August 2026 Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/ventura-county-market-report-august-2026</link>
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<pubDate>Thu, 13 Aug 2026 00:00:00 GMT</pubDate>
<description>Ventura County housing market, August 2026: city-by-city medians from Simi Valley ($836K) to Westlake Village ($1.49M), days on market, list-to-sale ratios, and what it means for buyers and sellers.</description>
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<item>
<title>Tamarack Homes in Simi Valley | Entry-Level Value, No HOA</title>
<link>https://cooperfamilyrealestate.com/blog/tamarack-simi-valley-homes</link>
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<pubDate>Thu, 13 Aug 2026 00:00:00 GMT</pubDate>
<description>Discover Tamarack in Simi Valley: 1968-85 ranch and two-story homes, no HOA or Mello-Roos, median around $795K (May 2026 MLS-compiled). Schools, market context, buyer guidance.</description>
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<item>
<title>Title Vesting Options in California Real Estate (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/title-vesting-options-california-real-estate-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Overview of California title vesting: sole ownership, joint tenancy, tenancy in common, community property, CPWROS, and trust—plus step-up-in-basis notes.</description>
</item>
<item>
<title>The Williamson Act in California: Agricultural Preserve Contracts Explained</title>
<link>https://cooperfamilyrealestate.com/blog/agricultural-preserve-williamson-act-zoning-california</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>The Williamson Act in California: ag-preserve contracts that cut property tax in exchange for keeping land in agriculture, plus cancellation basics.</description>
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<item>
<title>The Spousal Property Petition in California: Process &amp;amp; What It Does</title>
<link>https://cooperfamilyrealestate.com/blog/spousal-property-petition-california-process</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How the California Spousal or Domestic Partner Property Petition confirms or transfers a deceased spouse&amp;#x27;s property without full probate.</description>
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<item>
<title>The California Transfer on Death (TOD) Deed, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-transfer-on-death-deed-tod-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How California&amp;#x27;s Revocable Transfer on Death deed passes a home outside probate—current SB 315 rules, the two-witness requirement, and the 2032 sunset.</description>
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<item>
<title>SB 9 Lot Splits in California Explained (2026 Status &amp;amp; Charter-City Uncertainty)</title>
<link>https://cooperfamilyrealestate.com/blog/sb-9-lot-split-california-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>SB 9 California lot splits in 2026: up to two units and a lot split on many R-1 lots, the owner affidavit, and the unresolved charter-city court fight.</description>
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<item>
<title>SB 10 in California Explained (2026): Voluntary Upzoning Up to 10 Units</title>
<link>https://cooperfamilyrealestate.com/blog/sb-10-density-bonus-california-2026-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>SB 10 California explained for 2026: a voluntary local tool to upzone transit and urban parcels to up to 10 units, and how it differs from SB 9.</description>
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<title>RA, RE &amp;amp; RR Zoning in California: Rural Residential-Agricultural Land Explained</title>
<link>https://cooperfamilyrealestate.com/blog/ra-residential-agricultural-zoning-california-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>RA, RE, and RR rural-residential zoning in California: horse-keeping, lot sizes, and ag uses for equestrian buyers in areas like Agua Dulce and Acton.</description>
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<title>R-3 vs R-4 Zoning in California: Multifamily Zones Explained for Investors</title>
<link>https://cooperfamilyrealestate.com/blog/r3-vs-r4-zone-california-multifamily-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>R-3 vs R-4 zoning in California for multifamily investors: how density and use differ, why these are local codes, and what to verify before you buy.</description>
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<item>
<title>Quitclaim Deed vs. Grant Deed in California, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/quitclaim-deed-vs-grant-deed-california-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Grant deed vs. quitclaim deed in California: warranties of title, when each is used, and what it means for your title insurance.</description>
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<item>
<title>Probate vs. Trust Real Estate in California, Explained (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/probate-vs-trust-real-estate-california-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Selling a California home through probate (court supervision, IAEA, overbidding) vs. through a living trust—time, cost, and process differences.</description>
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<item>
<title>Passive vs. Active Contingency Removal in California</title>
<link>https://cooperfamilyrealestate.com/blog/california-passive-vs-active-contingency-removal-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>California uses ACTIVE contingency removal: contingencies stay until the buyer signs them off. What that means for buyers and sellers.</description>
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<item>
<title>Negotiating an &amp;#x27;As-Is&amp;#x27; Home in California: A Buyer&amp;#x27;s Guide</title>
<link>https://cooperfamilyrealestate.com/blog/california-as-is-clause-negotiation-tactics-buyer</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How California buyers negotiate an &amp;#x27;as-is&amp;#x27; listing - you still get inspections and can request credits, and the seller&amp;#x27;s disclosure duties still apply.</description>
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<item>
<title>Multiple-Offer Strategy for California Buyers (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/multiple-offer-strategy-california-buyer-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How California buyers win in a multiple-offer situation in 2026: price, clean terms, contingencies, proof of funds, and the C.A.R. multiple counter offer.</description>
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<item>
<title>Joint Tenancy vs. Tenancy in Common in California, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/joint-tenancy-vs-tenancy-in-common-california-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Joint tenancy (right of survivorship) vs. tenancy in common (divisible shares, no survivorship) in California—how each transfers at death.</description>
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<item>
<title>Inspection Negotiation Tactics for California Buyers (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/inspection-negotiation-tactics-california-buyer-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Request for repairs vs credits vs price reduction after a California home inspection - what&amp;#x27;s reasonable, and the seller&amp;#x27;s response options.</description>
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<item>
<title>Inheriting a House With a Mortgage in California (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/inheriting-a-house-with-mortgage-california-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Inherited a California home that still has a loan? Garn-St. Germain protections, due-on-sale exceptions, and how Prop 19 affects property taxes.</description>
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<title>How California Sellers Should Respond to a Lowball Offer</title>
<link>https://cooperfamilyrealestate.com/blog/lowball-offer-california-seller-response-strategy</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>A California seller&amp;#x27;s strategy for a low offer: when to counter, when to ignore, and how to re-anchor - with market context that decides the right move.</description>
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<item>
<title>Escalation Clauses for California Buyers, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/escalation-clause-california-buyer-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How a real-estate escalation clause works, the appraisal and disclosure risks it creates, and why some California sellers and agents reject them.</description>
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<item>
<title>Divorce and the Mortgage in California: Your Options for the House (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/divorce-and-mortgage-california-options-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What happens to the house and mortgage in a California divorce: community property basics and the main options—sell, buyout/refinance, or co-own.</description>
</item>
<item>
<title>Community Property With Right of Survivorship in California, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/community-property-with-right-of-survivorship-california-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>CPWROS combines community-property tax benefits (double step-up in basis) with automatic survivorship—for married couples and registered domestic partners.</description>
</item>
<item>
<title>Cash vs. Financed Offers: A California Seller&amp;#x27;s Perspective</title>
<link>https://cooperfamilyrealestate.com/blog/cash-vs-financed-offer-california-seller-perspective</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How California sellers actually weigh cash vs financed offers - appraisal risk, close speed, certainty, and net proceeds - beyond the headline price.</description>
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<item>
<title>Can I Back Out After Removing Contingencies in California?</title>
<link>https://cooperfamilyrealestate.com/blog/can-i-back-out-after-removing-contingencies-california</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>After removing contingencies in California your deposit is generally at risk. How liquidated damages (up to ~3%) work and when you can still cancel.</description>
</item>
<item>
<title>California Water Heater Strap, Smoke &amp;amp; CO Detector Rules at Sale</title>
<link>https://cooperfamilyrealestate.com/blog/california-water-heater-strap-smoke-co-detector-disclosure-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>California&amp;#x27;s water heater bracing, smoke alarm, and carbon monoxide detector requirements at sale, plus the statutory compliance forms.</description>
</item>
<item>
<title>California Supplemental Tax Bill Explained (Buyer Shock)</title>
<link>https://cooperfamilyrealestate.com/blog/california-supplemental-tax-bill-explained-buyer-shock</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Why new California buyers get a surprise supplemental property tax bill after closing, how Prop 13 reassessment works, and how it&amp;#x27;s prorated.</description>
</item>
<item>
<title>California Section 1 vs Section 2 Pest Report Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-section-1-section-2-pest-report-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>California structural pest (termite) reports: Section 1 active infestation vs Section 2 conditions likely to lead to it, and who pays.</description>
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<item>
<title>California Sale-of-Home Contingency Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-sale-of-home-contingency-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Buying contingent on selling your current home in California: how sellers view it, the C.A.R. COP form, and the bump clause.</description>
</item>
<item>
<title>California Revocable Living Trust &amp;amp; Real Estate, Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-revocable-living-trust-real-estate-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How a California revocable living trust holds your home to avoid probate—funding the trust by deeding the home in, and what &amp;quot;revocable&amp;quot; really means.</description>
</item>
<item>
<title>California Natural Hazard Disclosure (NHD) Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-nhd-natural-hazard-disclosure-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What the California NHD reveals: flood, dam, fire, and earthquake zones, who provides it, and your rights as a buyer in 2026.</description>
</item>
<item>
<title>California Megan&amp;#x27;s Law Disclosure Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-megans-law-disclosure-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What the Megan&amp;#x27;s Law notice in your California purchase contract means, how to use meganslaw.ca.gov, and why agents do not research offenders.</description>
</item>
<item>
<title>California Loan Contingency Explained (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/california-loan-contingency-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>California&amp;#x27;s financing contingency: the 21-day RPA default, common mistakes, and how it relates to the appraisal contingency.</description>
</item>
<item>
<title>California Lead-Based Paint Disclosure (Pre-1978 Homes)</title>
<link>https://cooperfamilyrealestate.com/blog/california-lead-based-paint-disclosure-pre-1978-homes</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Federal lead-based paint disclosure for pre-1978 California homes: the EPA/HUD pamphlet, 10-day inspection opportunity, and what sellers must give buyers.</description>
</item>
<item>
<title>California Inspection Contingency &amp;amp; Removal Process (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/california-inspection-contingency-removal-process-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How California&amp;#x27;s inspection/investigation contingency works: the 17-day RPA default, active written removal, and the request for repairs.</description>
</item>
<item>
<title>California Fire Hardening Disclosure (AB 38) Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-fire-hardening-disclosure-2026-vhfhsz-zones</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>AB 38 home-hardening disclosure for California homes in high fire zones, defensible space under PRC 4291, and the required disclosure document.</description>
</item>
<item>
<title>California Contingency Removal Timeline: Day by Day</title>
<link>https://cooperfamilyrealestate.com/blog/california-contingency-removal-timeline-day-by-day</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>A plain-English California escrow timeline built on the C.A.R. RPA defaults: 17-day inspection/appraisal, 21-day loan, then close.</description>
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<item>
<title>California Contingency Extension Request Process</title>
<link>https://cooperfamilyrealestate.com/blog/california-contingency-extension-request-process</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>How to request more time on a California contingency: the C.A.R. extension/addendum and the seller&amp;#x27;s Notice to Buyer to Perform (2-day default).</description>
</item>
<item>
<title>California Buyer&amp;#x27;s Investigation Advisory (BIA) Explained</title>
<link>https://cooperfamilyrealestate.com/blog/california-buyer-investigation-advisory-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What the C.A.R. Buyer&amp;#x27;s Investigation Advisory tells California buyers to investigate, why it is not a warranty, and how to use it.</description>
</item>
<item>
<title>California Buyer Due-Diligence Day-by-Day Checklist</title>
<link>https://cooperfamilyrealestate.com/blog/california-buyer-due-diligence-day-by-day-checklist</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>A general California escrow due-diligence checklist on the 17-day C.A.R. default: disclosures, inspections, appraisal, loan, contingency removal.</description>
</item>
<item>
<title>California Appraisal Contingency Explained (2026)</title>
<link>https://cooperfamilyrealestate.com/blog/california-appraisal-contingency-explained-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What happens at a low appraisal in California: the appraisal gap, buyer options, and the 17-day RPA removal default.</description>
</item>
<item>
<title>California &amp;quot;As-Is&amp;quot; Clause Explained: Buyer &amp;amp; Seller Rights</title>
<link>https://cooperfamilyrealestate.com/blog/california-as-is-clause-explained-buyer-seller-rights</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>What buying a California home &amp;#x27;as-is&amp;#x27; really means: the seller still must disclose, and the buyer keeps inspection and contingency rights.</description>
</item>
<item>
<title>C-1 vs C-2 Commercial Zoning in California Explained</title>
<link>https://cooperfamilyrealestate.com/blog/c1-c2-commercial-zoning-california-explained</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>C-1 vs C-2 commercial zoning in California: neighborhood vs general commercial, mixed-use and live/work potential, and why local code controls.</description>
</item>
<item>
<title>Buyer &amp;#x27;Love Letters&amp;#x27; to Sellers: A Fair Housing Warning</title>
<link>https://cooperfamilyrealestate.com/blog/personal-letter-to-seller-california-fair-housing-risks</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>Why buyer love letters create Fair Housing risk in California: they reveal protected-class info and risk discrimination claims. NAR/HUD guidance.</description>
</item>
<item>
<title>Backing Out of a California Purchase Agreement: When and How</title>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>A California buyer&amp;#x27;s ways to cancel - active contingencies and Notice to Perform - versus breach and the risk to your deposit (liquidated damages).</description>
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<item>
<title>ADU vs JADU in California: 2026 Zoning Rules Under State Law (HCD)</title>
<link>https://cooperfamilyrealestate.com/blog/adu-jadu-zoning-california-rules-2026</link>
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<pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate>
<description>ADU vs JADU in California under HCD state law: ministerial approval, size, setback and parking rules, and the JADU 500 sq ft owner-occupancy basics.</description>
</item>
<item>
<title>Your First Investment Property: A Ventura County Starter Guide (2026) Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/your-first-investment-property-ventura-county</link>
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<pubDate>Sun, 24 May 2026 00:00:00 GMT</pubDate>
<description>A grounded 2026 starter guide for first-time investors in Ventura County — financing, the 1% rule reality, tenant screening, and reserves, from a local REALTOR who manages expectations.</description>
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<item>
<title>Wood Ranch vs Big Sky: Two Master-Planned Communities (2026) Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/wood-ranch-vs-big-sky-two-master-planned-communities</link>
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<pubDate>Sun, 24 May 2026 00:00:00 GMT</pubDate>
<description>Wood Ranch vs Big Sky in 2026: established Conejo Valley golf-community living versus newer Simi Valley construction. Compare price, homes, amenities, and commute.</description>
</item>
<item>
<title>Why You Still Want Your Own Agent When Buying New Construction (2026) Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/why-you-want-your-own-agent-buying-new-construction</link>
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<pubDate>Sun, 24 May 2026 00:00:00 GMT</pubDate>
<description>Why buying new construction without your own agent is a costly mistake — the model-home registration trap, what a buyer&#x27;s agent does, and how to protect yourself, from a local REALTOR.</description>
</item>
<item>
<title>Why We Partner With eXp Realty — And What It Means for You Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/why-we-partner-with-exp-realty</link>
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<pubDate>Sun, 24 May 2026 00:00:00 GMT</pubDate>
<description>What it means that the Brian Cooper Real Estate Team partners with eXp Realty — the brokerage model, national network, technology, and the practical benefits for clients.</description>
</item>
<item>
<title>What It Costs to Sell a House in California, Line by Line Real Estate Team</title>
<link>https://cooperfamilyrealestate.com/blog/what-it-costs-to-sell-a-house-in-california</link>
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<pubDate>Sun, 24 May 2026 00:00:00 GMT</pubDate>
<description>A line-by-line breakdown of what it costs to sell a house in California in 2026: commission, title and escrow, transfer tax, prep costs, and buyer concessions, with a real Ventura County example.</description>
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