Overcoming the Down Payment Challenge

Down payment remains the biggest hurdle for first-time buyers. Fortunately, multiple programs exist to help qualified buyers accumulate sufficient capital.

Available Programs

FHA loans require as little as 3.5% down. CalHFA, county, and local programs offer down payment assistance. Some employers and nonprofits provide homebuying grants.

Qualifying Matters

Income limits, credit score requirements, and property types vary by program. Work with a lender experienced in these programs to identify your best options.

Brian Cooper

Principal REALTOR® with over 20 years of experience in Los Angeles and Ventura Counties real estate. Dedicated to helping families find their dream homes and investors maximize their portfolios.