On the Woodland Hills median single-family price of $1,224,000 (Chicago Title Market Trend Report, June 2026), a 20% down payment is about $244,800, 10% is about $122,400, and an FHA minimum of 3.5% is about $42,840. These are simple percentages of the median for illustration - your actual down payment depends on the specific home, loan program, and lender, and you'll also need closing costs and reserves. Brian is a REALTOR®, not a lender - confirm real numbers with a loan officer.
Down payment at the Woodland Hills median
| Down payment | Approx. amount |
|---|---|
| 3.5% (FHA minimum) | $42,840 |
| 10% (conventional) | $122,400 |
| 20% (avoids PMI) | $244,800 |
These are arithmetic illustrations on the Woodland Hills median ($1,224,000), not a quote. Loan programs (FHA, VA, conventional, jumbo) carry different minimums, and higher-priced Woodland Hills homes may require jumbo financing with different terms.
Frequently Asked Questions
What down payment do I need in Woodland Hills?
On the Woodland Hills median single-family price of $1,224,000 (Chicago Title Market Trend Report, June 2026), a 20% down payment is about $244,800, 10% is about $122,400, and an FHA minimum of 3.5% is about $42,840. These are simple percentages of the median for illustration - your actual down payment depends on the specific home, loan program, and lender, and you'll also need closing costs and reserves. Brian is a REALTOR®, not a lender - confirm real numbers with a loan officer.
Can I buy in Woodland Hills with less than 20% down?
Often yes - conventional loans can go as low as 3-5% and FHA to 3.5% for those who qualify, with mortgage insurance. VA loans may allow 0% for eligible borrowers. Confirm with a licensed lender.
