Canyon Country closed only 6 single-family sales in June 2026 - too few to publish a citywide median - so we anchor to the ZIP 91387 median of $908,000, per the Chicago Title Market Trend Report (June 2026 full-value sales, compiled from MLS and public recorded data), pulled 2026-08-15. At that price, a 20% down payment is about $181,600, 10% is about $90,800, and an FHA minimum of 3.5% is about $31,800. These are simple percentages for illustration - your actual down payment depends on the specific home, loan program, and lender, and you'll also need closing costs and reserves. Brian is a REALTOR®, not a lender - confirm real numbers with a loan officer.

Direct AnswerCanyon Country closed only 6 single-family sales in June 2026 - too few to publish a citywide median - so we anchor to the ZIP 91387 median of $908,000, per the Chicago Title Market Trend Report (June 2026 full-value sales, compiled from MLS and public recorded data), pulled 2026-08-15. At that price, a 20% down payment is about $181,600, 10% is about $90,800, and an FHA minimum of 3.5% is about $31,800. These are simple percentages for illustration - your actual down payment depends on the specific home, loan program, and lender, and you'll also need closing costs and reserves. Brian is a REALTOR®, not a lender - confirm real numbers with a loan officer.
Data current as of June 2026 for a specific period or address.

Down payment at the ZIP 91387 median

Down paymentApprox. amount
3.5% (FHA minimum)$31,800
10% (conventional)$90,800
20% (avoids PMI)$181,600

These are arithmetic illustrations on the ZIP 91387 June 2026 median ($908,000) — Canyon Country citywide closed too few sales that month to publish a median — per the Chicago Title Market Trend Report (June 2026 full-value sales, compiled from MLS and public recorded data), pulled 2026-08-15, not a quote. Loan programs (FHA, VA, conventional, jumbo) carry different minimums, and higher-priced Canyon Country homes may require jumbo financing with different terms.

Beyond the down payment, budget for closing costs and reserves. Brian works with experienced local lenders and can refer you (disclosed under RESPA) to get real, current numbers.

Frequently Asked Questions

What down payment do I need in Canyon Country?

Canyon Country closed only 6 single-family sales in June 2026 - too few to publish a citywide median - so we anchor to the ZIP 91387 median of $908,000, per the Chicago Title Market Trend Report (June 2026 full-value sales, compiled from MLS and public recorded data), pulled 2026-08-15. At that price, a 20% down payment is about $181,600, 10% is about $90,800, and an FHA minimum of 3.5% is about $31,800. These are simple percentages for illustration - your actual down payment depends on the specific home, loan program, and lender, and you'll also need closing costs and reserves. Brian is a REALTOR®, not a lender - confirm real numbers with a loan officer.

Can I buy in Canyon Country with less than 20% down?

Often yes - conventional loans can go as low as 3-5% and FHA to 3.5% for those who qualify, with mortgage insurance. VA loans may allow 0% for eligible borrowers. Confirm with a licensed lender.

Primary sourcesCAR.org, CFPB - Mortgages, Los Angeles County Assessor

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